The Long: Tailored financial solutions for property services businesses.

About Us

The long of it:

At Pendium Finance, we pride ourselves on being your strategic partner in navigating the complexities of business banking. Our dedication lies in understanding and supporting the evolution of your business and its ongoing financing requirements, ensuring a comprehensive approach to meet those needs.

Our in-depth understanding of the banking landscape for real estate businesses enables us to provide lending solutions tailored to your specific needs and requirements. Whether using the rent roll as security or lending based on the cash flow and profitability of the business, we assess all available options and guide you towards a solution that empowers you with any significant financial decisions. These may include mergers and acquisitions, succession planning, operational funding, growth capital, and debt restructuring, each tailored to support various aspects of your business lifecycle, strategic direction, and key milestones. Beyond lending, prioritising an integrated banking partnership is central to our holistic approach, ensuring that any financing decision is operationally cohesive and beneficial to your overall business strategy.

The short of it:

Commitment to your growth. We are dedicated to ensuring that your banking and financing strategies are thoughtfully integrated with your long-term business objectives, supporting your journey towards sustained success.


Rent Roll Finance

Structure is the key to financial possibility.

Business trajectories change over time, and with it, specific requirements around the right financing. Our team’s expertise complements the entire business life cycle, from growth phases to business owners phasing out. With strategic advice and the facilitation of your financial and banking needs, we support you through business-specific events like mergers and acquisitions to succession planning, refinancing, and business restructuring including shareholder buy-in. Progress can look different for everyone, we’re here to ensure the figures match.  

Home & Investment Lending

Expertise is the key to financial possibility.

It might be your first home, a holiday home, or the one that secures your future financial freedom — we help you understand your financing options and assist you in identifying the one that’s right for your circumstances. And sometimes, that includes consolidating your debts, releasing built-up equity, or refinancing a loan that could be optimised with a little extra attention. It doesn’t matter where you are in your property journey, together, we’ll take it further.

Commercial Property Lending

Strategy is the key to financial possibility.

Commercial property is a numbers game for a reason — so, this is where we come in. Covering all aspects surrounding finance and financing advisory across the commercial property landscape, our team compiles a thorough understanding of your current position — then facilitates the path to attain your aspirations. From commercial property purchases through to financing, debt consolidation and an equity release for other investments, we’re your reliable point of reference at every stage — both for the short or long term.

Specialised Financing

Understanding is the key to financial possibility.

No two loans are the same. Likewise, our approach to assisting yours. Whether it’s helping you obtain finance for motor vehicles, equipment and fit-out, or for strata improvement — we’ll support you through the process. Providing strategic advice and invaluable insights, it’s about taking the guesswork out of the equation while equipping you with the right financing options to succeed in taking your business to the next level.

Contact Us

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Pendium Finance Pty Limited ABN: 29 662 388 838 / ACN: 662 388 838. Credit Representative 543457 is authorised under Australian Credit Licence 517192.

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances. Subject to lenders’ terms and conditions, fees and charges and eligibility criteria apply. Refer to our Privacy Policy.